Don’t Send Your Child Off to College Without Protection: The Legal Documents Every Parent Needs Before Move-In Day

Your child turns 18—and just like that, the law sees them as an adult.

They may still need help with laundry, advice on what to major in, and money for textbooks—but legally, you’re no longer in charge. No access to medical records. No voice in emergencies. No control over financial matters. Not even if you’re footing the bill.

As Florida parents gear up for one of the biggest transitions in family life—sending their child off to college—there’s one critical piece that’s often forgotten. And it could be the difference between calm and chaos in a crisis.

Before You Send Them Off… Protect Them Legally

At Kitroser Lewis & Mighdoll, we’ve seen too many Florida families caught off-guard. One moment, a young adult is in a hospital, miles from home. The next? The parents are told they can’t get information, can’t help make decisions, and can’t even access a bank account.

We want to make sure that doesn’t happen to you.

Here’s What Every College Student Needs Before Leaving Home

These three simple legal documents ensure you can step in when it matters most:

Durable Power of Attorney (POA)

Why it matters: If your child needs you to handle financial matters—like managing a bank account, signing a lease, or handling school-related finances or dealing with their health insurance while they’re studying abroad—a POA gives you the legal authority to help.

Without it? You’d have to go to court to request guardianship. That’s time-consuming, expensive, and emotionally draining.

Health Care Surrogate Designation

Why it matters: This lets your child name you to make medical decisions if they’re unconscious or unable to speak for themselves. Accidents and illness don’t follow a calendar…be prepared.

Without it? You may not be allowed to help your child during a medical emergency.

HIPAA Authorization

Why it matters: HIPAA privacy laws are strict. Without written permission, medical providers cannot share your child’s health information—not even with you.

Without it? You’re left in the dark when it matters most.

Why Summer Is the Smart Time to Get This Done

This summer, you’ll be focused on dorm room décor, orientation schedules, and Target runs. But don’t skip the legal prep. It’s a quick, empowering conversation that can save you heartache later while also allowing your child to get some orientation into adulthood.

Your child might feel invincible. You know better.

Make this part of your college checklist. Right between “buy XL twin sheets” and “pick a meal plan,” add: “Protect our family with legal documents.”

We Make It Simple for Florida Families

At Kitroser Lewis & Mighdoll, we help families just like yours take this important step with confidence.

Here’s how we can help:

• Draft routine legal documents that will address your child’s needs.
• Walk both you and your student through each form in plain, clear language.
• Make sure everything is done before they leave for school—so you’re not scrambling later.

Ready to Protect What Matters Most?

Schedule a consultation today — we’ll guide you through the process, step by step. Serving families in North Palm Beach, Palm Beach Gardens, West Palm Beach, Jupiter, Juno Beach, Hobe Sound, Stuart, and across Florida. Call Kitroser Lewis & Mighdoll at 561-721-0600 to make sure this homework gets checked off your to-do list.

College is a leap toward independence—for your child, and for you. But independence doesn’t mean going-it alone. Equip your family with the tools to stay connected, supported, and protected.

Because peace of mind doesn’t come from hoping for the best. It comes from being ready…together.